CSCharityScored
73

Align Credit Union

Other · Lowell, Massachusetts

87 Hale St, Lowell, MA 01851-3340

EIN: 041680140· Founded: Oct 1938· 88 years active· Filing Year: 2023

Annual Revenue

$27.9M

Total Expenses

$31.4M

Total Assets

$706.7M

Program Spending

59%

of expenses go to programs

Compensation & Payroll

Total Officer Compensation

$3.1M

9.9% of total expenses

All officers, directors, and key employees combined

Other Salaries & Wages

$6.0M

Total Payroll

$9.1M

29% of total expenses

Where the Money Goes

59%
Programs: 59%
Payroll: 29%
Other overhead: 41%
Program Revenue$18.6M (67%)
Total Expenses$31.4M (100%)
Payroll$9.1M (29%)
Overhead (non-program)41%

Trust Score Breakdown

Program Spending Ratio

59% of expenses go to programs

40%

Revenue & Stability

$27.9M annual revenue

15%

Executive Compensation

$3.1M total officer comp (9.9% of expenses)

20%

Filing Recency

Most recent filing: 2023

15%

Asset Strength

$706.7M in assets

10%

Data from IRS Form 990 filing (2023). Trust scores are calculated from public financial data and do not constitute endorsement or investment advice.