CSCharityScored
90

Credit Unions Chartered In The State Of Michigan

Other · Bay City, Michigan

1309 N Lincoln St, Bay City, MI 48708-6172

EIN: 381395700· Founded: Oct 1956· 70 years active· Filing Year: 2023

Annual Revenue

$13.8M

Total Expenses

$13.9M

Total Assets

$274.3M

Program Spending

95%

of expenses go to programs

Compensation & Payroll

Total Officer Compensation

$508K

3.7% of total expenses

All officers, directors, and key employees combined

Other Salaries & Wages

$4.1M

Total Payroll

$4.6M

33% of total expenses

Where the Money Goes

95%
Programs: 95%
Payroll: 33%
Other overhead: 5%
Program Revenue$13.2M (96%)
Total Expenses$13.9M (100%)
Payroll$4.6M (33%)
Overhead (non-program)5%

Trust Score Breakdown

Program Spending Ratio

95% of expenses go to programs

40%

Revenue & Stability

$13.8M annual revenue

15%

Executive Compensation

$508K total officer comp (3.7% of expenses)

20%

Filing Recency

Most recent filing: 2023

15%

Asset Strength

$274.3M in assets

10%

Data from IRS Form 990 filing (2023). Trust scores are calculated from public financial data and do not constitute endorsement or investment advice.