CSCharityScored
82

Credit Unions Chartered In The State Of Michigan

Other · Bay City, Michigan

1199 S Euclid Ave, Bay City, MI 48706-3309

EIN: 381395220· Founded: Oct 1956· 70 years active· Filing Year: 2023

Annual Revenue

$7.3M

Total Expenses

$5.8M

Total Assets

$122.2M

Program Spending

103%

of expenses go to programs

Compensation & Payroll

Total Officer Compensation

$723K

12.4% of total expenses

All officers, directors, and key employees combined

Other Salaries & Wages

$1.3M

Total Payroll

$2.1M

35% of total expenses

Where the Money Goes

100%
Programs: 100%
Payroll: 35%
Other overhead: -3%
Program Revenue$6.0M (82%)
Total Expenses$5.8M (80%)
Payroll$2.1M (35%)
Overhead (non-program)-3%

Trust Score Breakdown

Program Spending Ratio

103% of expenses go to programs

40%

Revenue & Stability

$7.3M annual revenue

15%

Executive Compensation

$723K total officer comp (12.4% of expenses)

20%

Filing Recency

Most recent filing: 2023

15%

Asset Strength

$122.2M in assets

10%

Data from IRS Form 990 filing (2023). Trust scores are calculated from public financial data and do not constitute endorsement or investment advice.