CSCharityScored
80

Credit Unions Chartered In The State Of Michigan

Other · Bay City, Michigan

404 S Euclid Ave, Bay City, MI 48706-3206

EIN: 381642684· Founded: Oct 1956· 70 years active· Filing Year: 2023

Annual Revenue

$5.5M

Total Expenses

$5.1M

Total Assets

$138.6M

Program Spending

74%

of expenses go to programs

Compensation & Payroll

Total Officer Compensation

$429K

8.3% of total expenses

All officers, directors, and key employees combined

Other Salaries & Wages

$1.1M

Total Payroll

$1.6M

30% of total expenses

Where the Money Goes

74%
Programs: 74%
Payroll: 30%
Other overhead: 26%
Program Revenue$3.8M (69%)
Total Expenses$5.1M (93%)
Payroll$1.6M (30%)
Overhead (non-program)26%

Trust Score Breakdown

Program Spending Ratio

74% of expenses go to programs

40%

Revenue & Stability

$5.5M annual revenue

15%

Executive Compensation

$429K total officer comp (8.3% of expenses)

20%

Filing Recency

Most recent filing: 2023

15%

Asset Strength

$138.6M in assets

10%

Data from IRS Form 990 filing (2023). Trust scores are calculated from public financial data and do not constitute endorsement or investment advice.