CSCharityScored
90

Frontwave Credit Union

Other · Oceanside, California

1278 Rocky Point Dr, Oceanside, CA 92056-5867

EIN: 951820763· Founded: Jun 1979· 47 years active· Filing Year: 2023

Annual Revenue

$81.7M

Total Expenses

$77.5M

Total Assets

$1.4B

Program Spending

95%

of expenses go to programs

Compensation & Payroll

Total Officer Compensation

$2.1M

2.7% of total expenses

All officers, directors, and key employees combined

Other Salaries & Wages

$18.6M

Total Payroll

$20.7M

27% of total expenses

Where the Money Goes

95%
Programs: 95%
Payroll: 27%
Other overhead: 5%
Program Revenue$73.4M (90%)
Total Expenses$77.5M (95%)
Payroll$20.7M (27%)
Overhead (non-program)5%

Trust Score Breakdown

Program Spending Ratio

95% of expenses go to programs

40%

Revenue & Stability

$81.7M annual revenue

15%

Executive Compensation

$2.1M total officer comp (2.7% of expenses)

20%

Filing Recency

Most recent filing: 2023

15%

Asset Strength

$1.4B in assets

10%

Data from IRS Form 990 filing (2023). Trust scores are calculated from public financial data and do not constitute endorsement or investment advice.