CSCharityScored
90

Northern Federal Credit Union

Public Benefit · Watertown, New York

120 Factory St, Watertown, NY 13601-1958

EIN: 150580359· Founded: Feb 2020· 6 years active· Filing Year: 2023

Annual Revenue

$41.1M

Total Expenses

$39.2M

Total Assets

$602.8M

Program Spending

96%

of expenses go to programs

Compensation & Payroll

Total Officer Compensation

$811K

2.1% of total expenses

All officers, directors, and key employees combined

Other Salaries & Wages

$9.1M

Total Payroll

$9.9M

25% of total expenses

Where the Money Goes

96%
Programs: 96%
Payroll: 25%
Other overhead: 5%
Program Revenue$37.4M (91%)
Total Expenses$39.2M (96%)
Payroll$9.9M (25%)
Overhead (non-program)5%

Trust Score Breakdown

Program Spending Ratio

96% of expenses go to programs

40%

Revenue & Stability

$41.1M annual revenue

15%

Executive Compensation

$811K total officer comp (2.1% of expenses)

20%

Filing Recency

Most recent filing: 2023

15%

Asset Strength

$602.8M in assets

10%

Data from IRS Form 990 filing (2023). Trust scores are calculated from public financial data and do not constitute endorsement or investment advice.