CSCharityScored
87

Smart Financial Credit Union

Other · Houston, Texas

6051 N Course Dr Ste 100, Houston, TX 77072-1668

EIN: 740695355· Founded: Jun 1976· 50 years active· Filing Year: 2023

Annual Revenue

$46.4M

Total Expenses

$43.3M

Total Assets

$848.3M

Program Spending

83%

of expenses go to programs

Compensation & Payroll

Total Officer Compensation

$2.7M

6.3% of total expenses

All officers, directors, and key employees combined

Other Salaries & Wages

$13.1M

Total Payroll

$15.8M

37% of total expenses

Where the Money Goes

83%
Programs: 83%
Payroll: 37%
Other overhead: 17%
Program Revenue$36.1M (78%)
Total Expenses$43.3M (93%)
Payroll$15.8M (37%)
Overhead (non-program)17%

Trust Score Breakdown

Program Spending Ratio

83% of expenses go to programs

40%

Revenue & Stability

$46.4M annual revenue

15%

Executive Compensation

$2.7M total officer comp (6.3% of expenses)

20%

Filing Recency

Most recent filing: 2023

15%

Asset Strength

$848.3M in assets

10%

Data from IRS Form 990 filing (2023). Trust scores are calculated from public financial data and do not constitute endorsement or investment advice.